Refinancing was a step in the right direction for me. I saved big by locking into a lower interest rate than I previously had. In turn, my monthly payment was reduced, and that was an important factor in helping me to improve my financial picture!
Never run a dehumidifier where you have an open window or you will dry out the immediate atmosphere of your home. An hvac repair actually works even better because of the filtering system in it, but if it is too cold where you live to still be using one, then stick with the dehumidifier.
While I suppose we might excuse ourselves for our lack of post-Christmas zeal, I think that if we are not careful, the habit of not finishing what we start can carry over into other areas of life. Whether it is a home repair project, a book we are reading, a homework assignment, or some relationship issue we are working through, we need to learn to finish what we start. Though some things we start do not turn out the way we had originally envisioned, we should remain focused and finish them to the best of our ability.
Use multiple layers to secure doors. In addition to locks, add deadbolts and chains. This will make it nearly impossible for an intruder to force his way inside your home.
I really like keeping things simple. The simpler you can perceive life, the less difficult is becomes to make clear and stress-free decisions. I also like a healthy financial attitude, as that will ensure stress-free living, and happy retirement. It all forms part of what I call my “Knowareness” principles; the combination of knowing and awareness that assists you in maintaining perspective.
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